Student loans, first paychecks and small wins, from just north of Chicago
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July 2025
Archive (4)
Reading my 401(k) statement for the first time
Insurance & Adulting

Reading my 401(k) statement for the first time

July 30, 2025

I've put 5% of every paycheck in since 2022 and never opened a statement. What the balance was, what the match…

Cooking Sunday dinner for my family once a week
Cheap Fun & Self-Care

Cooking Sunday dinner for my family once a week

July 21, 2025

My mom cooked for me for 24 years, so now Sundays are mine. Five dinners I've made, what they cost and the one…

Tracking every dollar for a month: my June 2025 totals
Budget & Paychecks

Tracking every dollar for a month: my June 2025 totals

July 12, 2025

Thirty days, one notes app and every coffee written down. Where my $2,908 in June went, and the two categories…

Avalanche or snowball for six student loans?
Paying Off Debt

Avalanche or snowball for six student loans?

July 3, 2025

I went back and forth for weeks. Why I picked the 5.05% loan first, what it saves me and the one argument for …