Student loans, first paychecks and small wins, from just north of Chicago
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Budget & Paychecks
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My first full month of apartment bills, line by line
Budget & Paychecks

My first full month of apartment bills, line by line

July 12, 2026

June was my first month paying for everything myself. Every bill, what it cost and how close I came to my budg…

My first apartment budget: $1,295 rent on a $1,332 paycheck
Budget & Paychecks

My first apartment budget: $1,295 rent on a $1,332 paycheck

May 27, 2026

Rent is about 45% of my take-home pay. The full monthly plan I built before moving and the lines I had to shri…

I got a 7% raise. Here's where every new dollar goes
Budget & Paychecks

I got a 7% raise. Here's where every new dollar goes

March 15, 2026

My salary went from $46,500 to $49,800. What that meant per paycheck after taxes, and the split I made before …

A pothole, a bent rim and a $230 February
Budget & Paychecks

A pothole, a bent rim and a $230 February

February 25, 2026

One deep pothole on Sheridan Road and a flat tire in the cold. How I paid for it and why I now keep a small ca…

My 2025 money year in numbers
Budget & Paychecks

My 2025 money year in numbers

January 1, 2026

A credit card gone, $9,980 off my student loans and a $6,000 emergency fund. The full year, including the mont…

A $350 Christmas budget for nine people
Budget & Paychecks

A $350 Christmas budget for nine people

December 14, 2025

Nine names on my list, from my grandma to a coworker Secret Santa. What I bought, what I made and the $40 I we…

Brakes and rotors for $465: my first big car bill of 2025
Budget & Paychecks

Brakes and rotors for $465: my first big car bill of 2025

October 29, 2025

My Corolla started grinding on Green Bay Road. Two quotes, what the shop replaced and how I paid without touch…

What I made pet sitting for neighbors this summer
Budget & Paychecks

What I made pet sitting for neighbors this summer

September 4, 2025

Dog walks, cat visits and two long weekends with a nervous beagle. My $1,420 summer, what I charged and where …

Tracking every dollar for a month: my June 2025 totals
Budget & Paychecks

Tracking every dollar for a month: my June 2025 totals

July 12, 2025

Thirty days, one notes app and every coffee written down. Where my $2,908 in June went, and the two categories…

Paying my parents $300 a month: what it covers
Budget & Paychecks

Paying my parents $300 a month: what it covers

May 27, 2025

My parents didn't ask for rent. I insisted. What the $300 covers, what it doesn't and how we settled on the nu…

My $1,342 paycheck, split into seven buckets
Budget & Paychecks

My $1,342 paycheck, split into seven buckets

March 15, 2025

Every other Friday the same amount lands in my checking account. How I divide it between loans, savings, my pa…