Student loans, first paychecks and small wins, from just north of Chicago
You are here: Home›Page 3
Blog
Page 3 of 8
A separate checking account just for rent and bills
Credit & Banking

A separate checking account just for rent and bills

May 9, 2026

One account for fixed bills, one for everything else. How I set up the split before moving and how much buffer…

Renters insurance quotes for a 480-square-foot studio
Insurance & Adulting

Renters insurance quotes for a 480-square-foot studio

April 30, 2026

Three quotes, one landlord requirement and a lot of fine print. What I covered, the $500 deductible I picked a…

Why my loan payments drop to $550 when I move out
Paying Off Debt

Why my loan payments drop to $550 when I move out

April 21, 2026

Paying rent means I can't keep sending $800 a month. How I picked the new number and what it does to my payoff…

I signed a lease: a $1,295 studio in Evanston
First Apartment

I signed a lease: a $1,295 studio in Evanston

April 11, 2026

Heat and water included, a third-floor window over a courtyard and a June 1 start. What I signed, what I paid …

Getting my credit ready for an apartment application
Credit & Banking

Getting my credit ready for an apartment application

April 2, 2026

Landlords check credit, income and history. What my 752 score and my reports looked like before I applied, and…

Evanston or Skokie? Three apartments, three rents
First Apartment

Evanston or Skokie? Three apartments, three rents

March 24, 2026

A Skokie one-bedroom, a garden studio and a top-floor studio near the Purple Line. What each one cost per mont…

I got a 7% raise. Here's where every new dollar goes
Budget & Paychecks

I got a 7% raise. Here's where every new dollar goes

March 15, 2026

My salary went from $46,500 to $49,800. What that meant per paycheck after taxes, and the split I made before …

My Sunday reset routine that costs nothing
Cheap Fun & Self-Care

My Sunday reset routine that costs nothing

March 6, 2026

Laundry, packed lunches, a long walk to the lake and a phone that goes in a drawer at 9. One year into this bl…

A pothole, a bent rim and a $230 February
Budget & Paychecks

A pothole, a bent rim and a $230 February

February 25, 2026

One deep pothole on Sheridan Road and a flat tire in the cold. How I paid for it and why I now keep a small ca…