Student loans, first paychecks and small wins, from just north of Chicago
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Friendsgiving for eight on a $60 budget
Cheap Fun & Self-Care

Friendsgiving for eight on a $60 budget

November 26, 2025

Priya hosted in her Lakeview apartment, everyone brought one dish and I made the stuffing. How we kept it chea…

Autopay on everything so I never miss a payment again
Credit & Banking

Autopay on everything so I never miss a payment again

November 16, 2025

One late payment in 2023 still sits on my credit report. How I set up autopay for every bill and the calendar …

Turning 26 tomorrow: picking my own health plan
Insurance & Adulting

Turning 26 tomorrow: picking my own health plan

November 7, 2025

My coverage on my dad's plan ends November 30. Comparing my job's PPO and high-deductible plan, and why I chos…

Brakes and rotors for $465: my first big car bill of 2025
Budget & Paychecks

Brakes and rotors for $465: my first big car bill of 2025

October 29, 2025

My Corolla started grinding on Green Bay Road. Two quotes, what the shop replaced and how I paid without touch…

Thrifting my future kitchen one $3 mug at a time
First Apartment

Thrifting my future kitchen one $3 mug at a time

October 20, 2025

A plastic bin in my parents' basement is slowly filling with plates, pans and a $6 cast iron skillet. Everythi…

A free fall Saturday at the Chicago Botanic Garden
Cheap Fun & Self-Care

A free fall Saturday at the Chicago Botanic Garden

October 11, 2025

I biked the Green Bay Trail to skip the parking fee, packed lunch and stayed four hours. Fall colors, a thermo…

Sending $1,100 a month to my loans from my childhood bedroom
Paying Off Debt

Sending $1,100 a month to my loans from my childhood bedroom

October 2, 2025

Living at home makes a big payment possible. What I pay, why I didn't go higher and how I added a $1,100 lump …

Setting aside taxes from my pet-sitting money
Insurance & Adulting

Setting aside taxes from my pet-sitting money

September 23, 2025

Nobody withholds anything from a payment app transfer. How I picked 25%, where that money sits and what I lear…

Why I kept my first credit card open after paying it off
Credit & Banking

Why I kept my first credit card open after paying it off

September 14, 2025

My oldest card has a $1,500 limit and no annual fee. Why closing it would have hurt my score and how I keep it…